I was trying to install Win 98 on a VPC, but it kept complaining that the file system was not FAT or FAT32. I tried doing FDISK, FORMAT. Nothing works. Finally after some googling, came across this website. They have virtual machine VM along with a pre-formatted FAT32 hard drive ready to install Win 98. Just add the VM to your VPC console, pop in the Win 98 CD and boot the VM.